$5M Fast Track Exam and Lab-Free Life Insurance
Avoid Ratings and Declines!
Take advantage of AI-accelerated, exam and lab-free life insurance underwriting from our industry’s leading insurers! Take comfort knowing that, without exams or labs, your applications can’t get rated or declined due to surprise findings of:
- Nicotine
- Abnormal liver functions
- Elevated glucose
- Blood or protein via urinalysis
- T-wave abnormalities on an EKG
How many of your applications have derailed because of these findings?
How Does it Work?
Insurers collect Big Data from multiple sources, including MIB, credit bureaus, DMV MVRs, LexisNexis, and prescription drug databases. They correlate that data with the information clients provide on their digital applications. Proprietary scoring systems then decide who qualifies for AI-accelerated underwriting. The most advanced AI platforms now deliver acceptance rates in excess of 70%!
Who is This For?
Healthy clients, ages 18-60, without chronic medical conditions, moving violations, or risky hobbies are a perfect match for fast, easy, AI-accelerated life insurance underwriting. Not all carriers are able to underwrite business life insurance using AI. Thus, please call us before initiating AI applications for your clients’ business life insurance needs.
Ask Yourself:
Is there any reason to subject your clients to the hassles and risks that come with traditional life insurance underwriting requirements? While some AI-based applications may require additional underwriting evidence, it makes sense to try AI underwriting first. Therefore, encourage all of your eligible healthy life insurance buyers to apply exam and lab-free.
Get Started Today!
It’s easy for you to illustrate, apply for, and place life insurance on your clients in just a few days, hassle-free. You can do it all, right from our home page at www.cpsadvantage.com. Call us at (562) 431-4000 or schedule a Zoom and we’ll show you how easy it has become to place life insurance.
