Case Studies
This page highlights recent interesting or unique cases placed by your colleagues. Scan through them to update your knowledge of what’s possible. Do you have clients for whom these ideas are also relevant? Connect with your Marketing Representative to develop new sales. To stay up-to-date with fresh ideas, subscribe to our newsletter.
Life Underwriter Reduces Premium From $50,985 to $15,960
Our medical underwriting directors were able to renegotiate underwriting for a client with hepatitis b and recreational marijuana use. He needs $2.5M level term life insurance for 20 more years. The rating dropped from table E to non-smoker plus without a rating, cutting the premium to about 1/3 of the original offer. The case was placed last week.
Renewed Underwriting Saves $22,486 in Life Insurance Premium
Renewed Underwriting Saves $22,486 in Life Insurance Premium Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 74, Average Health, No Tobacco Use Need: $10,000,000 of 10-Year Level Term Life Insurance Advisor calls CPS Advantage for options for a successful business owner whose existing term insurance premium would rise to $170,785 at the […]
$15M Exam and Lab Free Life-Insurance
$15M Exam and Lab-Free Life Insurance Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 58, Healthy Executive, No Tobacco Use Need: $100,000,000 of Life Insurance to Pay Death Taxes Advisor calls CPS Advantage to line up $100M life insurance on a client to cover a portion of estate taxes. The client already […]
Chinese Citizen & Resident Super Preferred
Chinese Citizen & Resident Super Preferred Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 45, NT, Healthy, Chinese Citizen & Resident Need: $5,000,000 Keyperson Term Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $5M keyperson term life insurance. The insured, a Chinese citizen […]
Avocation Exclusion Rider Cuts Premium by 82%
Avocation Exclusion Rider Cuts Premium by 82% Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 41, NT, Super Healthy Executive, Rock / Mountain / Ice Climber Need: $7,500,000 of Level Term Business Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $7.5M term life […]
Private Pilot Without Flat Extra
Private Pilot Without Flat Extra Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 32, NT, Healthy, Student Pilot with 40-50 Flight Hours Need: $5,000,000 of Level Term Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $5M term life insurance to protect his young […]
