Case Study
27K or 20K Premium for 2M Survivorship Life Insurance
Key to Success: Carrier Selection / Case Design
Vaper Cuts Life Insurance Premium in Half
Key to Success: Carrier Selection / Underwriting Exception
Abnormal EKG Negotiated From Table G to Standard
Key to Success: Experienced Underwriting Medical Directors
Life Underwriter Reduces Premium From $50,985 to $15,960
Our medical underwriting directors were able to renegotiate underwriting for a client with hepatitis b and recreational marijuana use. He needs $2.5M level term life insurance for 20 more years. The rating dropped from table E to non-smoker plus without a rating, cutting the premium to about 1/3 of the original offer. The case was placed last week.
Chinese Citizen & Resident Super Preferred
Key to Success: Carrier Selection / Underwriting Exception
Avocation Exclusion Rider Cuts Premium by 82%
Key to Success: Carrier Selection / Underwriting Exception
