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Case Study
![Overjoyed adult couple have fun together at outdoor park in leis Happy middle aged married couple.](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_472568937-1024x683-1160x665.jpeg)
![A loving elderly couple aged 60-70 years enjoys togetherness at home, sharing love and happiness. Happy Couple](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_658385580-1024x683-1160x665.jpeg)
27K or 20K Premium for 2M Survivorship Life Insurance
$27K or $20K Premium for $2M Survivorship Life Insurance
![Vaping. Young beautiful girl smoking ( vaping ) e-cigarette with smoke in restaurant. Vapor concept. An attractive woman is vaping with a smile because she learned about Underwriting Exceptions for Tobacco Users Vaper Kayla](https://www.cpsadvantage.com/wp-content/uploads/vaper-1024x684-1160x665.jpeg)
Vaper Cuts Life Insurance Premium in Half
Vaper Cuts Life Insurance Premium in Half! Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: F, 26, attorney, vapes daily Needs $3,000,000 20-year level term life insurance Advisor calls CPS Advantage for options for a successful young attorney client already hitting it big! His problem is that she vapes daily. His primary insurer […]
![Low Angle View Of Couple Against Clear Sky Happy middle aged couple](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_80791572-1024x683-1160x665.jpeg)
![Positive confident mature executive man smiling and looking at camera while standing in office 58 year old male business owner](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_482807317-1024x695-1160x665.jpeg)
Life Underwriter Reduces Premium From $50,985 to $15,960
Our medical underwriting directors were able to renegotiate underwriting for a client with hepatitis b and recreational marijuana use. He needs $2.5M level term life insurance for 20 more years. The rating dropped from table E to non-smoker plus without a rating, cutting the premium to about 1/3 of the original offer. The case was placed last week.
![Portrait of successful mature businessman investor, man in glasses and beard smiling and looking at camera, boss in suit at work inside office holding smartphone Business Executive holding cell phone smiling](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_546017107-1024x683-1160x665.jpeg)
$15M Exam and Lab Free Life-Insurance
$15M Exam and Lab-Free Life Insurance Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 58, Healthy Executive, No Tobacco Use Need: $100,000,000 of Life Insurance to Pay Death Taxes Advisor calls CPS Advantage to line up $100M life insurance on a client to cover a portion of estate taxes. The client already […]
![Young Asian businessman standing in an office smiling confidently Chinese business man applying for life insurance](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_224334998-1024x683-1160x665.jpeg)
Chinese Citizen & Resident Super Preferred
Chinese Citizen & Resident Super Preferred Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 45, NT, Healthy, Chinese Citizen & Resident Need: $5,000,000 Keyperson Term Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $5M keyperson term life insurance. The insured, a Chinese citizen […]
![Help and assistance concept. Silhouettes of two people climbing Rock Mountain Ice Climbers use for Avocation Exclusion Rider](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_189107080-1-1024x683-1160x665.jpeg)
Avocation Exclusion Rider Cuts Premium by 82%
Avocation Exclusion Rider Cuts Premium by 82% Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 41, NT, Super Healthy Executive, Rock / Mountain / Ice Climber Need: $7,500,000 of Level Term Business Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $7.5M term life […]
![Confident Pilot In Front Of Private Jet Private Airline Pilot](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_60744518-1024x683-1160x665.jpeg)
Private Pilot Without Flat Extra
Private Pilot Without Flat Extra Key to Success: Carrier Selection / Underwriting Exception Applicant Summary: M, 32, NT, Healthy, Student Pilot with 40-50 Flight Hours Need: $5,000,000 of Level Term Life Insurance Advisor calls CPS Advantage for a Second Underwriting Opinion on a new client who needs $5M term life insurance to protect his young […]
![Senior business man workin on digital tablet in the office Successful male business owner with iPad looking at the camera.](https://www.cpsadvantage.com/wp-content/uploads/AdobeStock_537873028-Straightened-Background-1024x683-1160x665.jpeg)
Renewed Underwriting Saves $22,486 in Life Insurance Premium
Renewed Underwriting Saves $22,486 in Life Insurance Premium