Long-Term Care
New Joint Lives LTC Policies Provide Strong Guarantees
Compare Joint Lives LTC Policies with Single Life Coverage
California Long Term Care
Washington was the first state to require long-term care coverage for most residents, either via payroll tax supported public program, or private insurance acquired in advance. Several states are evaluating similar tax-payer funded options. States may consider a full or partial opt-out for residents who have acquired, and maintain, private LTC coverage.
LTC Insurance Benefit Models Indemnity v. Reimbursement
Did your grandparents require long-term care? Your parents? A friend? Who provided most of the care?
LTC Insurance Resources
About half of us will require long-term care. For many of us, much of that care will be provided by family, initially by a spouse, and then by children, most often a daughter. Several newer LTC insurance solutions exist to cover informal care expenses, without reimbursement requirements.
