FAQ
Who is CPA Advantage?
CPS Advantage is a life insurance brokerage general agency (BGA). We are contracted with most of our industry’s leading life insurers, and therefore we:
- Offer a broad portfolio of life insurance products
- Have access to each carrier’s underwriting niches
- Can easily line up several hundred million dollars of coverage
Impaired Risk Underwriting
Our medical underwriting directors are in constant dialogue with chief underwriters at leading carriers. They negotiate exceptional underwriting outcomes for your most complex risks.
- Coverage capacity up to $500 million per individual – or $1 billion per couple – for estate tax and liquidity planning
- We don’t “submit” applications for your clients in their 70s and 80s who have multiple medical conditions; we negotiate offers in advance, then apply formally at the best carrier(s)
- We craft cover letters to overcome the most complex financial underwriting hurdles
White – Glove Case Management
Our white-golve case managers coordinate seamlessly with you, insureds, trustees, and other stakeholders – streamlining every step to expedite policy placement.
- Navigate complex multi-jurisdictional planning with precision and discretion
- Engage directly with your clients’ physicians to preempt underwriting concerns – before formal application submission
- Maintain daily contact with carrier concierge teams to negotiate exceptions, fast-track approvals, and secure top-tier formal offers
Progressive Compensation
We equip you with fresh, client-ready strategies that spark engagement and convert new insights into insurance revenue.
- Gain early access to innovative products that capture client interest and generate new sales
- Leverage real-time market intelligence from our high-volume activity – we share what’s working right now
- Earn more with our progressive compensation structure that rewards performance with top-tier commissions
How Do I Get Started?
Call us at (562) 431-4000 or schedule an introductory Zoom. Let’s get started so you can begin to experience The CPS Advantage, starting today!
