insights
Insights
Business Development Strategies
LinkedIn makes it super easy to identify, connect with, and cultivate ideal future clients, whether they are dentists, lawyers, or construction company owners. True, only some of these professionals frequent LinkedIn. However, there are likely thousands of ideal active LinkedIn prospects in the states in which you are licensed. The series of articles linked below […]
Life Insurance Underwriting Strategies for PSA Elevations
Elevated PSA readings become more common as men age. Even with significant elevations, preferred rates can often be negotiated at the right carrier(s). Let’s take a look at life insurance underwriting strategies for PSA elevations from a request earlier this week. Male, 65, PSA 5-8 A 65-year-old man was diagnosed with elevated PSA readings about […]
40-Year Level Term Life Insurance
Financial Advisors recommend clients protect their lifetime income with life & disability insurance. Great news: 40-year level term life insurance now enables young individuals to insure their entire anticipated lifetime income with an ultra-low cost term policy. Let’s take a look at a recent request. Meet Karen Karen, a healthy 25-year young woman, would like […]
Non-Tobacco Premiums for E-Cigarette Users & Vapers
Only ONE highly rated brand name insurer offers a lab test that makes it easy for e-cigarette users (vapers) to qualify for non-tobacco rates, cutting premiums in about half. Let’s look at a recent request: Kayla, F, 26, attorney, vapes daily, needs $3M 20-year level term for income replacement purposes Tobacco premium = $3,024.70 Non-tobacco […]
Preparing for a Life Insurance Medical Exam
Preparing for a Life Insurance Medical Exam The following tips will skew exam outcomes in your favor, resulting in the lowest possible premium. Minor inconveniences leading up to the exam can lower premiums significantly. Consider scheduling the exam for a Thursday morning – before the consumption of food, coffee, tea, or soda. 2- 3 Days […]
$5M Life Insurance Without Exam or Labs
Life Insurance WITHOUT Exams, Labs, Hassles A highly rated mutual insurer now offers younger healthy individual and business applicants to apply for up to $5M life insurance without exam or labs! Information is collected via an easy, secure, online process, making the application process faster and easier than ever. Policies can be structured to include […]
