insights
Insights

Tobacco Users Qualify for NON-Tobacco Rates Cutting Premiums in Half
Daily cigar smokers, tobacco chewers, and dippers, even those with a positive lab specimen (HOS), can now qualify for non-tobacco life insurance rates, cutting premiums in HALF! One highly rated brand name insurer even offers super-preferred non-tobacco premiums to occasional cigarette smokers. Insurer Selection is Key Conservative life insurers charge most alternate tobacco users the […]

Turn Al Granum’s 10-3-1 into 50-20-10
Financial Advisors: Don’t limit yourself to prospecting strategies developed in the 1960s! Put them on steroids by taking advantage of LinkedIn’s newest client acquisition tools. It’s free, quick to set up, and can be done compliantly. Think of LinkedIn as a resource with thousands of ideal prospects. The network’s newest tools enable you to find them quickly, connect with them, draw […]

Potential Advantages of Layering Large Life Insurance Applications
Life insurance applications for tens of millions of dollars – sometimes much more – are commonly purchased to secure a large loan, to facilitate the transfer of a business, or to pay death taxes. Individuals who have these needs are often ultra-busy business owners or executives who prefer to focus on growing their companies rather […]