Compare Joint Lives LTC/Life Hybrid with Single Life
- Guaranteed Premiums for Life
- Premium Savings Relative to Two Individual Policies
- Guaranteed LTC Benefits
- Guaranteed Death Benefit
- Guaranteed Money Back Options on Policy Surrender
- Guaranteed Paid-Up Policy Benefits
- Offered by Top Rated Mutual Life Insurer
Download a full NAIC compliant sample proposal for a 58-year old male and his 57-year old female spouse here. Key policy features:
- Specified Death Benefit $216,000
- Maximum Monthly LTC Benefit per Insured: $6,000
- LTC Benefit Model: Cash-Out Indemnity
- Maximum # of Months for Full LTC Benefit Payments: 48
- Inflation Protection Option: 3% Compound for Life
- Annual Premium to Age 100 of the Older Insured: $9,438.79
