De-Risking the Life Insurance Underwriting Experience
Life insurers order paramedical exams, labs, and EKGs to uncover new, previously undiagnosed medical concerns. Common findings include:
Intelligent Underwriting
Two Advantages of Obtaining a Generic HIPAA
Financial Advisors should consider two advantages they derive from obtaining a signed generic HIPAA with every life insurance application. First, a signed HIPAA is required by law, if you wish to discuss medical underwriting details with third parties. Given that a relatively high percentage of applications result in underwriting challenges, a HIPAA enables you to […]
