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The CPS Avantage

Senior business executive explains to Financial Advisors why they should leverage The CPS Advantage to their advantage.

We guide Financial Advisors through the complexities of life insurance underwriting – whether for personal protection, business succession, or estate tax funding.

  • Life insurance needs for hundreds of millions of dollars
  • Underwriting exceptions for tobacco users, diabetics
  • Coverage for rare medical conditions, unique avocations
  • Premium finance support before, during, and after the sale
  • Advanced markets support

Over the decades, we’ve come across some very interesting life insurance cases.  We’ve learned a lot!  Partnering with us gives you access to the knowledge and leverage that one can only gain from this level of experience – and the relationships we’ve built.  Take advantage!

Leverage the CPS Advantage to YOUR Advantage

By working with us, you’ll gain access to:

🧠 A team of medical underwriting directors who know how to negotiate away the most nuanced medical histories
🔍 Product intelligence to pinpoint the industry’s most competitive life insurance offerings
⚖️ Advanced markets attorneys and CPAs who craft bespoke strategies for complex estate and business succession plans
📄 Financial underwriting analysis and cover letter preparation to support the desired coverage
🧩 Tactical application layering to mitigate risks introduced by age and amount underwriting thresholds
📈 Excess capacity for ultra-high-net-worth clients with coverage needs beyond traditional limits

Whether you’re navigating a complex medical risk, advising a business owner on cost-effective succession strategies, or structuring hundreds of millions in life insurance to fund estate taxes, we invite you to leverage The CPS Advantage to YOUR Advantage.

Let’s connect, collaborate, and design outcomes that are second to none.  To get started, let’s schedule an introductory Zoom.  Perhaps we’ll uncover opportunities where collaboration makes sense?  

Let’s align our calendars for an introductory Zoom.  Please give us a couple of dates and times that work well for you here.
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CA Corp. Insurance License: 0E02059

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Phone: (562) 431-4000

Email: requests@cpsadvantage.com

Mail & Overnight Address

CPS Advantage
3020 Old Ranch Parkway #300
Seal Beach, CA 90740