New Joint Lives LTC Policies Provide Strong Guarantees
New Joint Lives LTC Policies Provide Strong Guarantees
Life Insurance
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Advantage of Layering Jumbo Life Insurance Applications
Advantages of Layering Jumbo Life Insurance Applications
Renewed Underwriting Saves $22,486 in Life Insurance Premium
Renewed Underwriting Saves $22,486 in Life Insurance Premium
Prepare for a Life Insurance Paramedical Exam
Preparing for a Life Insurance Paramedical Exam & Labs It’s often best to de-risk life insurance underwriting by taking advantage of exam and lab-free intelligent underwriting programs. Some applicants may even qualify for up to $135M of exam and lab-free life insurance through one or more executive underwriting programs. If an insurance paramedical exam, labs, […]
Overcoming Ratings and Declines
Overcoming ratings and declines provides financial advisors with quick and easy tools they can deploy to shop life insurance cases.
Benefits of Integrating Insurance Products Into a Retirement Plan
Benefits of Integrating Insurance Products Into a Retirement Plan
Avocation Exclusion Riders
Avocation Exclusion Riders Insurers often charge extra premiums for individuals who engage in private aviation or risky hobbies they call “avocations.” Some applicants believe this is silly. Nothing is going to happen to them! They may not be willing to pay the extra premium required. Instead, they want to self-insure for the possibility something happens […]
Executive Life Insurance Underwriting Strategies
Executive Life Insurance Underwriting Strategies Executive life insurance underwriting programs now enable some healthy applicants to obtain north of $150M coverage without insurance physicals. Clients love the convenience! Advisors also benefit by avoiding underwriting complications from elevated blood pressure, abnormal labs, or new t-wave abnormalities. When you work on jumbo cases, let’s try to de-risk […]
Estate and Wealth Transfer Planning Resources
Estate & Wealth Transfer Planning The estate and gift-tax exemption is about to get cut in half, exposing exponentially more wealthy Americans to the death tax. They can minimize or eliminate the tax, if they act before the deadline. Help clients avoid a voluntary tax of $400,000 per $1M of wealth! Talk to clients with […]
