Spotlight pages appear on the CPS Advantage Home page, toward the bottom, to introduce unique service or timely interesting topics to attract new advisors – or get existing advisors to ask questions.
Exam and Lab-Free Life Insurance Life insurance buyers love the convenience of exam and lab-free applications. They also avoid unnecessary ratings and declines from: Elevated liver functions Elevated glucose Abnormal urinalysis T-wave abnormalities How many of your applications have derailed because of these findings? Starting with your next client, avoid the unnecessary introduction of potentially […]
Reduce or Eliminate Estate Taxes The estate and gift-tax exemption is about to get cut in half, exposing exponentially more wealthy Americans to the death tax. Deploy our super simple Federal Estate Tax Estimator to quickly educate your clients about this increasing tax! Be the first Advisor who brings this urgent topic to your clients’ […]
Business Development Resources Quick Links to Business Development Resources The following links give you access to resources you can deploy to grow your business. Deepen your client relationships by adding services. Which of your clients would take advantage of one of these strategies, if they knew about it? Expand your knowledge, add services, educate your […]
Life insurers order paramedical exams, labs, and EKGs to uncover emerging, undiagnosed medical issues. Elevated glucose, liver functions, or cholesterol are among the more common surprise findings. Such results can lead to ratings, postponements, or declines. By de-risking the life insurance underwriting experience, you can now help your clients avoid these unnecessary complications. De-Risking the […]
Most smaller and medium sized companies are owned by an individual, a few partners, or a small group of executives. Some are owned by family members spanning two or three generations. These individuals often own all voting stock, and, with it, control the future direction of the company. What if something unexpected happens to one […]
LinkedIn makes it super easy to identify, connect with, and cultivate ideal future clients, whether they are dentists, lawyers, or construction company owners. True, only some of these professionals frequent LinkedIn. However, there are likely thousands of ideal active LinkedIn members in the states in which you are licensed. The series of articles linked below […]
Financial Advisors recommend clients protect their lifetime income with life & disability insurance. Great news: 40-year level term life insurance now enables young individuals to insure their entire anticipated lifetime income with an ultra-low cost term policy. Let’s take a look at a recent request. Meet Karen Karen, a healthy 25-year young woman, would like […]
Guaranteed premium survivorship (2nd-to-die) life insurance policies are often the most tax-efficient financial tool married couples can deploy to leverage their death tax mitigation strategy. Guaranteed lump sums (including 1035s), short pays, and annual premium designs provide maximum funding flexibility. Peace of mind comes from knowing that, no matter what happens to interest rates, markets, or the […]
Only ONE highly rated brand name insurer offers a lab test that makes it easy for e-cigarette users (vapers) to qualify for non-tobacco rates, cutting premiums in about half. Let’s look at a recent request: Kayla, F, 26, attorney, vapes daily, needs $3M 20-year level term for income replacement purposes Tobacco premium = $3,024.70 Non-tobacco […]
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