🛡️ Term Insurance Conversion Rights: An Unmitigated BenefitTerm life insurance is often purchased to provide coverage for a defined period, typically 10-30 years. Many term policies include the right to convert the temporary coverage to permanent life insurance—without new underwriting. As we’ll see, it’s the most important feature of a term life insurance policy.💰 Conversion […]
Life insurance applications for tens of millions of dollars – sometimes much more – are commonly purchased to secure a large loan, to facilitate the transfer of a business, or to pay death taxes. Some insurers have the ability to offer policies in excess of $100M. That is simple and efficient. But is it strategically […]
Insurer selection is key to achieving favorable outcomesKey variables: cause of the elevated liver functions; level of elevation of liver enzymes over time; alcohol use pattern; build; The more information we have about your client in advance of an application, the more accurate our carrier recommendations and preliminary pricing assessment
Key to Success: Carrier Selection / Underwriting Exception
Email: requests@cpsadvantage.com
CPS Advantage
3020 Old Ranch Parkway #300
Seal Beach, CA 90740
