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Insurer selection is key to achieving favorable outcomes Favorable underwriting variables:

Insurer selection is key to achieving favorable outcomes Key variables: Cause of the elevations, # of elevated liver functions, levels of each measurement,  frequency of medical checkup If you have a recent app, exam, lab results, underwriting results from another insurer, please upload for review by our underwriting directors The more information we have about […]

Use this form if you have assisted a client who was rated or declined within the past 12 months.  Submit with prior:

Carrier Selection is Key to Underwriting Success

*|MC:SUBJECT|* *|MC_PREVIEW_TEXT|* View this email in your browser New WSJ Article / Conversation Starter “High-Earning Retirement Savers Are Losing Some of Their 401(k) Tax Break” Who is Impacted?   Individuals age 50 and up Incomes north of $145,000 Make catchup contributions to their 401(k) plans What’s Changing? Effective 2024, catch-up contributions must be made with […]

Executive life insurance underwriting programs now enable some healthy applicants to obtain north of $150M coverage without insurance physicals.  Clients love the convenience!  Advisors also benefit by avoiding underwriting complications from elevated blood pressure, abnormal labs, or new t-wave abnormalities.  When you work on jumbo cases, let’s try to de-risk underwriting by taking advantage of […]

The CPS Advantage We make insurance placements super EASY; we even offer take applications on your behalf!  Let’s grow your business and increase your commissions quickly! Cut your tobacco user & marijuana smokers premium in half.   Expand your portfolio with level term 10, 15, 20, 25, 30, 35, 40, GUL, SGUL. Provide your clients with flexible cash-out indemnity LTC options. […]