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Guaranteed Issue Life Insurance

Guaranteed issue life insurance policies may be of interest to applicants who are otherwise not insurable.  It is important to evaluate the premium costs relative to the benefits provided.  Some plans require ongoing premium payments.  It is possible a policyowner pays premiums in excess of the death benefit offered.  Most guaranteed issue insurers are set up to service consumers directly.  Some will appoint advisors who wish to act as writing agents.

Insurer

Niche

Advisor Assisted

Consumer Direct

Gerber Life

Whole Life Age 50 -80

Wellabe

Plans for Ages 40+

Mutual of Omaha

Accidental Death Coverage

Return to CPS Advantage resources page.
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CA Corp. Insurance License: 0E02059

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 Mailing & Overnight Address

CPS Advantage
6444 E. Spring Street #287
Long Beach, CA 90815

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