Relief for Clients Who Use Tobacco Products
Non-Tobacco Rates for Tobacco Users!
Daily cigar smokers, dippers, chewers – even some vapers and occasional cigarette smokers – can now qualify for non-tobacco pricing at highly rated brand name insurers. For the most popular life insurance products, that cuts premiums in HALF!
Take good care of your former smokers too! Preferred non-tobacco rates become available 1 year after they quit smoking.
Consider the huge premium savings from recent offers:
Qualify your tobacco users for non-tobacco rates!
Annual savings for non-tobacco premium: $1,489.69 = 49% Discount
Total Savings over 20 years: $29,798.80
Annual savings for non-tobacco premium: $10,512.30 = 56% Discount
Total Savings over 30 years: $315,369
Annual savings for non-tobacco premium: $22,647 = 48% Discount
Total Savings to approximate life expectancy (30 years): $679,410
Meet Robert and Jackie
Non-tobacco premiums for Robert: $57,414 = 36% Discount
Total savings to approximate life expectancy (35 years): $2,009,490
Qualify Your Clients for Non-Tobacco Pricing!
Many of your tobacco using clients – other than daily cigarette smokers – are likely to qualify for non-tobacco rates at one of our industry’s top-rated insurers. Cut their premium in half – and beat your competition.
When you are working with clients who use tobacco products, let survey the market, identify our industry’s top options, and see if they can qualify for non-tobacco pricing at another highly rated brand name insurer.
Once you and your client agree on a solution, we’ll make it super easy for you to place coverage with minimal effort on your part. Begin to experience The CPS Advantage today!