service options
Overview
Select one of three flexible ways to provide the best possible insurance acquisition experience for you and your clients. Select an option based on your own level of comfort with the required planning strategy, your interests, and your staff’s availability. Match your clients’ needs, and your internal resources, with the service option that facilitates the most effortless insurance placements. Freely switch between options on a client by client basis.
Option A: We Do it All Concierge Application Services
Most Advisors select Option A for their clients' routine insurance needs; they feel it's the easiest way to take good care of their clients and optimizes internal operational efficiencies. Almost all AUM focused Advisors select this option because it enables them to offer insurance without any work!
The Advisor and their client identify the need. Our team of case design specialists and underwriters develops our industry's top solution(s) and provides proposals to the Advisor for presentation to the client.
Once a decision has been made on where to apply for insurance, our Concierge Application Services Team takes over. We handle all administrative aspects, including taking the insurance application, scheduling exams, negotiating medical & financial underwriting, and policy placement. From submission to commission, life insurance placements the super easy way!
Option B: Experts Develop Customized Advanced Planning Solutions
In financial planning areas beyond your own expertise, or for your top clients' most advanced financial strategy needs, complement Option A by introducing appropriate opportunities to one of our licensed Experts. An increasing percentage of our AUM focused Advisors leave most insurance planning to one of them.
Our Experts are well-known Financial Advisors in their respective niche planning niches. They'll solve your clients' most sophisticated business succession, executive benefits, estate tax funding, premium finance, and increasingly complex long-term care funding needs.
Services are provided on a revenue sharing basis, negotiated by you with the Expert. You can simply hand off the opportunity and have peace of mind, knowing your clients are looked after by the best in the business.
Option C: Traditional Brokerage Services
Option C is ideal for high volume insurance focused Advisors who have their own case development, application completion, and policy placement teams.
We survey the market and provide you with our industry’s top solution(s), based on what your client is trying to accomplish, product pricing, underwriting considerations, and insurer financial strength.
You present the concept, illustrations & and decide with your client on the best strategy to achieve the desired outcome.
Your team takes the application, schedules the paramedical exam, preps your client for the PHI, updates your client, and delivers the policy. We'll take care of underwriting negotiations with the carriers.
