New Joint Lives LTC Policies Provide Strong Guarantees
New Joint Lives LTC Policies Provide Strong Guarantees
Long-Term Care
California Long Term Care
California Long Term Care Washington was the first state to require long-term care coverage for most residents, either via payroll tax supported public program, or private insurance acquired in advance. Several states are evaluating similar tax-payer funded options. States may consider a full or partial opt-out for residents who have acquired, and maintain, private LTC coverage. […]
LTC Insurance Benefit Models Indemnity v. Reimbursement
LTC Insurance Benefit Models Indemnity v. Reimbursement Did your grandparents require long-term care? Your parents? A friend? Who provided most of the care? Most LTC is provided informally by family If your observations are similar to those of most others, almost all long-term care was provided informally by family members. The spouse is the most common […]
LTC Insurance Resources
LTC Insurance Resources About half of us will require long-term care. For many of us, much of that care will be provided by family, initially by a spouse, and then by children, most often a daughter. Several newer LTC insurance solutions exist to cover informal care expenses, without reimbursement requirements. Several states are likely to […]
Conversation Starters – Long Term Care
LTC Insurance Conversation Starters The Wall Street Journal articles linked below make it easy for you to start LTC insurance-focused conversations with your clients and prospects. As you read each article, jot down the names of clients who will be interested in the topic, then: Forward the article to appropriate clients and prospects Follow-up and […]
