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Medical doctors providing underwriting solutions

intelligent underwriting strategies

Several highly rated brand name life insurers offer exceptional underwriting solutions for the most challenging medical impairments.  Unfortunately, there is no one best insurer for all risks.  Therefore, the intelligent underwriting strategies require us to gather a few key facts up front, negotiating those with several insurers, and running illustrations to come up with our industry’s best-fit solution(s).  You and your client save time by knowing where to apply formally.

CPS Advantage has focused on the impaired risk market since the 1980s.  With several hundred cases in underwriting at any given time, we know who to lean on to make that exceptional offer.

Have confidence!  There is almost always a workable solution.  Let’s put our heads together as we explore intelligent underwriting strategies on your client’s behalf.

Life Insurance Underwriting Best Practices, Strategies, and Impaired Risk Questionnaires:

Best possible underwriting results can be achieved via a combination of pre-application fact finding, intelligent underwriting strategy, and close coordination between the applicant, the advisor, and our underwriting directors.

Life Insurance Underwriting Best Practices & Tools:

Tobacco Underwriting Exceptions:

Impaired Risk Underwriting Strategies:

To develop intelligent underwriting strategies for these or other impairments, contact your CPS Advantage Representative or request a callback via email.  We look forward to negotiating our industry’s top solution for your client.
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CA Corp. Insurance License: 0E02059

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CPS Advantage
6444 E. Spring Street #287
Long Beach, CA 90815

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