Only ONE highly rated brand name insurer offers occasional cigarette smokers super-preferred non-tobacco life insurance premiums, cutting their premiums in about half. A recent example:
Kaitlyn, F, 56, actress, smokes a few cigarettes per month, seeks $2M permanent life insurance as a legacy for her son:
- Tobacco premium = $46,910
- Non-tobacco premium = $24,263
- Annual savings for non-tobacco premium: $22,647
- Approximate savings to life expectancy (30 years): $679,410
Do you have life insurance clients who occasionally smoke cigarettes? Would they like to hear from you about this exciting underwriting exception? Connect with your CPS Advantage Representative to discuss your clients’ tobacco usage. Then let’s survey the market, identify our industry’s top solution, and introduce interested clients to our fast & simple online application. Or simply forward to your request for an industry survey & proposal to firstname.lastname@example.org. We look forward to making it easy for you and your client to gain access to our industry’s top solution(s).