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Life Insurance

Encourage your life insurance applicants to take advantage of exam and lab-free applications before ordering age and amount requirements.  By recommending this strategy, you de-risk underwriting and avoid unnecessary ratings and declines.

If you already have answers to a medical history questionnaire (MHQ), please share that with us. Otherwise obtain answers to a few questions.  We’ll sort through the options to match your applicant with the insurer that will provide the most favorable underwriting offer.  Also, subscribe to Insights to stay up to date with the latest underwriting strategies, product developments, and resources you can use to grow your insurance business.

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CA Corp. Insurance License: 0E02059

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CPS Advantage
6444 E. Spring Street #287
Long Beach, CA 90815

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